The Digital Disruption Revolution Ravichandran Krishnamoorthy Future Proofing Emerging Technologies for Business Transformation, 2025 Chapter One defines digital disruption and grounds it on disruptive innovation theories. They detail how such technologies as AI, blockchain, IoT disrupted industries and produced new winners. The chapter also outlines who the major digital disruptors are and what forces are driving their successes, noting that today's consumer is an essential piece in the business model puzzle that is today's globalised environment. Primarily, through concrete examples of major companies, such as Kodak and Blockbuster, the book describes negative lessons of industries' failure to address disruption and underlines the importance of adaptability to change.
Future-Proofing Emerging Technologies for Business Transformation Future Proofing Emerging Technologies for Business Transformation, 2025
Comparative Analysis of Banking Stocks—BSE BANKEX vs. NEPSE K. Ravichandran, S. Ajitha, Punniyamoorthy Applied Research for Growth Innovation and Sustainable Impact, 2025 Equities may also be termed as shareholder’s equity that make the holder an owner of corporate equity and empower him to vote in the annual general meeting of the company. Equity, both in its common and preferred form, is used by investors to understand risk and reward patterns in order to identify and minimize losses, and equally, to maximize gains. Relative to the risk-return trade off, this paper seeks to examine the Indian and Nepali banking equities performance. Currently the banking industry holds a large part of the GDP of the two trading partners; in Nepal it accounts for 18% and in India it accounts for 7.7%. Nepal is a very import oriented economy and the most part of this import money is made through remittances while India has diverse industries that constitute its economy. The empirical analysis is based on the five selected commercial banks; three banks from BSE Bankex of India and two banks from NEPSE Banking Sub–Index of Nepal based on market capitalization. Employing the historical data of five years (from April 2017 to March 2022), it can use Mean, Standard Deviation, Correlation, Regression, and ANOVA to make analysis. Analysis reveals that Indian banking equities exhibit better returns than the Nepali equities over the comparable period. Annualized returns help identify benchmark banks including ICICI Bank and NIC Asia Bank. However, there is more risk in Indian equities because they offer the capacity of higher returns. Thus, the Nepali banking equities have lower risk but produce only mediocre returns with several banks even negative returns. Indian banks provide much better investment opportunities and higher returns even though they are more risky. It helps investors determine profitable equities based on thorough risk-return assessments for equities.
Customer-Centric Change Melvin Goh, M. Ajithkumar, Ravichandran Krishnamoorthy Future Proofing Emerging Technologies for Business Transformation, 2025 The chapter tracks the historical development of AI together with Blockchain and IoT technologies which are now consumer-oriented digital disruptors that modify customer experiences. Throughout their development this chapter shows that empowerment, personalization, trust, and connectivity emerged as central features. AI establishes smarter automated systems which help the users with their consumer needs. The secure transparent procedures of Blockchain enable everyone to trust its reliable systems. Through IoT the components of our world maintain automatic real-time connections to perform harmonious continuous operations. New advances create market disruption that enables customers to enjoy expanded streaming, crypto and smart home system options. Better customer experience exists in the market but privacy as well as scalability and ethical factors need resolution. The model understanding between consumers and technology provides essential tactical knowledge to both businesses and digital market regulators.
Online Gambling Preferences and Consequences Ravichandran Krishnamoorthy, E. Anandharaja, S. Ajitha, P. Muralidhar Applied Research for Growth Innovation and Sustainable Impact, 2025 This research investigates cybercriminal methods in online gaming platforms through strategic analyses of their methods as well as their social effects and legal defensive measures together with user actions on betting platforms. The research investigates cybersecurity risks directed at Gen Z and millennials between 15-25 years through virtual gaming platforms by examining account breaches and other forms of fraud together with unethical advertising practices. The research incorporates 343 valid factor analysis tests conducted with SPSS 25.0 which evaluated the implementation of Indian cyber laws such as the IT Act 2000. The investigation demonstrates that virtual gaming services function as ideal cybercriminal targets because they create financial damage and legal complications along with moral issues. Addiction combined with the temptation of obtaining “free money” engages users while advertising strategies of betting companies elevate potential dangers which results in trust loss and increases social responsibility factors. Some researchers combine security with behavioral and legal practices to show why better security measures and player protection matter and how to boost user awareness. The study brings together developers and experts from cybersecurity with law enforcement for understanding the social effects of internet gambling while building user responsibility.
The impact of the new normal on human resource procurement and job seeker perceptions K Poornima, G Rakshitha, AK Pandey, R Krishnamoorthy Empowering Inclusive Innovation, 777-783 , 2026 2026
Sustainable banking in India: An empirical study of ESG scores and financial performance R Krishnamoorthy, HS Shalini, KR Lasya Empowering Inclusive Innovation, 678-683 , 2026 2026
Encryption and trust in e-commerce: A data-driven analysis of user perception and security PK Dsouza, R Krishnamoorthy Empowering Inclusive Innovation, 663-669 , 2026 2026
Applied Research for Growth, Innovation and Sustainable Impact HA Patrick, R Krishnamoorthy Taylor & Francis , 2025 2025 Citations: 1
Online Gambling Preferences and Consequences R Krishnamoorthy, E Anandharaja, S Ajitha, P Muralidhar Applied Research for Growth, Innovation and Sustainable Impact, 370-376 , 2025 2025 Citations: 1
Comparative Analysis of Banking Stocks—BSE BANKEX vs. NEPSE K Ravichandran, S Ajitha Applied Research for Growth, Innovation and Sustainable Impact, 208-213 , 2025 2025
Customer-Centric M Ajithkumar, R Krishnamoorthy Future-Proofing Emerging Technologies for Business Transformation 327 , 2025 2025 Citations: 1
Mindful machines: evaluating ChatGPT’s impact on higher education R Krishnamoorthy, M Srivastava, D Khanna International Journal of System Assurance Engineering and Management 16 (4 … , 2025 2025 Citations: 1
AI in higher education: tapping educators’ perspective R Krishnamoorthy, M Srivastava, D Khanna International Journal of System Assurance Engineering and Management, 1-13 , 2025 2025 Citations: 7
Customer-Centric Change M Goh, M Ajithkumar, R Krishnamoorthy Future-Proofing Emerging Technologies for Business Transformation, 327-360 , 2025 2025
The Digital Disruption Revolution R Krishnamoorthy Future-Proofing Emerging Technologies for Business Transformation, 1-30 , 2025 2025
SME CHALLENGES in UAE DK Ravichandran, R Krishnamoorthy 2024 Citations: 1
Usage, Implications, and Future of Edutech in UAE Universities DTM K Ravichandran Empirical Economics Letters 22 (Special Issue 1) , 2023 2023
Online learning during Covid-19 pandemic: issues and challenges R Samundeswari, KS Bama, K Ravichandran World Review of Entrepreneurship, Management and Sustainable Development 19 … , 2023 2023 Citations: 2
Challenges faced by educators in adopting online technology T Chellammal, KS Bama, K Ravichandran World Review of Entrepreneurship, Management and Sustainable Development 19 … , 2023 2023 Citations: 8
Shifting Household Energy Use in Bangalore, India: Using Behaviorally Informed Energy Reports M Hernandez, K Bhagavatula, C SANTHOSH, K Ravichandran, ... Washington, DC: World Resources Institute , 2022 2022 Citations: 2
Saving Electricity, One Consumer at a Time K Ravichandran, S Krishnan, S Cibi, S Malaviya Proceedings of the 7th International Conference on Advances in Energy … , 2020 2020 Citations: 1
Impact of Corporate Social Responsibility on Financial Performance: A Case Study 0n British Petroleum K Ravichandran Business Sciences International research journal 6 (Special Issue 1), 146-160 , 2019 2019
Impact of Corporate Social Responsibility on Financial Performance: A Case Study 0n British Petroleum K Ravichandran Journal of International Business and Economics 19 (3), 23-28 , 2018 2018
Financial Statement Analysis on GE Oil & Gas FT K Ravichandran Canadian International Journal of Science and Technology 4 (1), 101-111 , 2016 2016
MOST CITED SCHOLAR PUBLICATIONS
Influence of service quality on customer satisfaction application of servqual model K Ravichandran, BT Mani, SA Kumar, S Prabhakaran International journal of business and management 5 (4), 117-124 , 2010 2010 Citations: 430
The impact of emotional intelligence on employee work engagement behavior: An empirical study S Ravichandran, K., Arasu, K. & ArunKumar International Journal of Business and Management 6 (11), 157 , 2011 2011 Citations: 182
The importance of work-life-balance SP Meenakshi, V Subrahmanyam, K Ravichandran IOSR Journal of Business and Management 14 (3), 31-35 , 2013 2013 Citations: 171
Application of Servqual model on measuring service quality: A Bayesian approach K Ravichandran, S Prabhakaran, SA Kumar Enterprise Risk Management 2 (1), 145 , 2010 2010 Citations: 107
Influence of service quality on banking customers’ behavioural intentions K Ravichandran, K Bhargavi, SA Kumar International Journal of Economics and Finance 2 (4), 18-28 , 2010 2010 Citations: 76
Impact of oil prices on GCC stock market K Ravichandran, KA Alkhathlan Research in applied Economics 2 (1), 1-12 , 2010 2010 Citations: 46
The global financial crisis and stock market linkages: Further evidence on GCC Market K Ravichandran, AM Maloain Journal of Money, Investment and Banking 16, 46-56 , 2010 2010 Citations: 45
A study on Investors Preferences towards various investment avenues in Capital Market with special reference to Derivatives K Ravichandran Journal of Contemporary Research in Management (JCRM) 3 (3) , 2008 2008 Citations: 36
Market based mergers in Indian banking institutions K Ravichandran, F Mat-Nor, R Mohd-Said International Research Journal of Finance and Economics 37, 30-39 , 2010 2010 Citations: 34
Financial inclusion-A path towards India's future economic growth DK Ravichandran, DK Alkhathlan Available at SSRN 1353125 , 2009 2009 Citations: 29
Effect of Financial Crisis over Mergers and Acquisitions in GCC countries K Ravichandran Available at SSRN 1360249 , 2009 2009 Citations: 25
Technology online distance mode of learning V Subrahmanyam, K Ravichandran International Journal of Humanities and Social Science Invention 2 (1), 5-13 , 2013 2013 Citations: 23
Entrepreneurship as a Tool for the Empowerment of Rural Women in India SP Meenakshi, V Subrahmanyam, K Ravichandran Journal of Humanities and Social Science 13 (5), 7-12 , 2013 2013 Citations: 18
Market based mergers-study on Indian & Saudi Arabian banks K Ravichandran, KA Alkhathlan International Journal of Economics and Finance 2 (1), 147-153 , 2010 2010 Citations: 14
Student’s perception on service quality VN K Ravichandran, ArunKumar, S. International Academic Research Journal of Business and Management 1 (1), 23 , 2012 2012 Citations: 13
Recent trends in insurance sector in India K Ravichandran Abhijeet Publications , 2007 2007 Citations: 12
Relationship between stock return and trading volume K Ravichandran, S Bose Research Journal of Business Management 6 (1), 30-39 , 2012 2012 Citations: 10
An empirical assessment of service quality dimensions in the Indian retail sector K Ravichandran Journal of Business and Retail Management Research 4 (2) , 2010 2010 Citations: 9
Challenges faced by educators in adopting online technology T Chellammal, KS Bama, K Ravichandran World Review of Entrepreneurship, Management and Sustainable Development 19 … , 2023 2023 Citations: 8
AI in higher education: tapping educators’ perspective R Krishnamoorthy, M Srivastava, D Khanna International Journal of System Assurance Engineering and Management, 1-13 , 2025 2025 Citations: 7