Dr. Vinod Naik

@hpcu.ac.in

Assistant Professor, Department of Economics
Central University of Himachal PRadesh

EDUCATION

Ph. D in Agricultural Economics

RESEARCH INTERESTS

Agricultural and Resource Economics, Agricultural Marketing and Trade
5

Scopus Publications

166

Scholar Citations

7

Scholar h-index

7

Scholar i10-index

Scopus Publications

  • Financial knowledge and access to financial services of farmers in India: the mediating role of financial confidence
    Vikas Jaswal, Vinod Naik
    International Journal of Sociology and Social Policy, 2026
    Purpose The research aims to explore whether financial confidence mediates the association between financial knowledge and access to financial services of farmers in the study region. Design/methodology/approach We tested the mediation model utilizing the Hayes PROCESS Macro plug-in for SPSS based on the data from 400 farmers in the Punjab state of India. We applied exploratory factor analysis to inspect the construct validity of the financial knowledge instrument. Additionally, we addressed the potential endogeneity using the two-stage least squares method with instrumental variables. Findings The study revealed that financial confidence significantly mediates between financial knowledge and access to financial services, explaining 26.23% of the total effect of financial knowledge on access to financial services, even after adjusting for covariates, including marital status, age, education, income and size of landholdings. Research limitations/implications The study provides implications for policymakers and financial institutions working to expand rural financial inclusion to enhance financial confidence, along with the financial knowledge of the farmers, to facilitate their access to financial services. The study additionally highlights the need for a public–private partnership to enhance the financial confidence of the farmers. Originality/value While earlier research has explored financial knowledge’s influence on financial inclusion, this study offers a nuanced understanding of how the interplay of financial knowledge and financial confidence influences farmers' ability to access financial services.
  • COMMERCIALISING INDIAN AGRICULTURE THROUGH FARMER-PRODUCER ORGANIZATIONS: A CRITICAL REVIEW
    Vipin Kumar, Vinod Naik
    Economic and Regional Studies Studia Ekonomiczne I Regionalne, 2025
    Subject and Purpose of the Work This study seeks to address three core questions: the current status of Farmer Producer Organizations (FPOs) in India based on empirical evidence, the state of academic literature on FPOs, and potential directions for future research. Materials and Methods A systematic review was conducted in line with PRISMA guidelines. An initial pool of 250 peer-reviewed articles was retrieved from Scopus, Web of Science, ResearchGate, and Google Scholar. After removing duplicates and applying inclusion criteria-empirical focus, Indian context, and English language-a final set of 140 articles was selected for analysis. Results Findings indicate that FPOs are crucial institutional mechanisms for smallholder farmers, nearly 89.4 percent of whom operate holdings below two hectares. They enhance access to inputs, markets, credit, and capacity-building opportunities, resulting in higher farm incomes, reduced transaction costs, and greater bargaining power. Conclusion FPOs significantly promote agricultural commercialization and rural livelihoods. However, their long-term sustainability requires sound governance, financial resilience, and supportive policy environments. Future research should prioritize longitudinal and region-specific studies, particularly in underrepresented hilly and horticultural areas, to assess enduring impacts on farmer resilience.
  • Organic Vegetable Farming in Southern India: A Pathway to Enhanced Farmers’ Income
    Indian Journal of Economics and Development, 2025
    The present study aimed to assess the impact of organic vegetable cultivation on the farm income of vegetable growers. Furthermore, to examine the factors influencing the adoption of organic farming and its impact on farm income, a Propensity Score Matching analysis was employed to address the issue of selection bias. The empirical findings from the propensity score matching analysis revealed several key attributes, including age, education, occupation, the size of the cultivated area, access to credit, market accessibility, training received, and extension support, which played pivotal roles in farmers' decision-making about organic vegetable cultivation. Notably, the use of propensity score matching effectively mitigated selection bias, yielding unbiased estimates of the treatment effect associated with organic vegetable cultivation. These insights can be leveraged to enhance awareness and improve the overall profitability of organic vegetable cultivation, fostering a more sustainable and economically viable approach to agriculture.
  • Modelling Travel Patterns and Predicting Spatial Temporal Movement of Inbound Tourists to India - A Markov Chain Approach
    Vinod Naik, Arun Bhatia, Kamal Singh, Aditi Sharma
    International Journal of Hospitality and Tourism Systems, 2025
    Demand for tourism must be predicted in order to optimise management, increase income, and making policies for attracting the tourist’s. Repeat visitation along with managing inbound tourism demand is at the core of a destination marketing strategy. Tourism demand modelling has gained popularity among researchers in the current decade because of its predictive and analytical prowess. The present study, while making use of secondary data on inbound tourism (Foreign Tourists Arrivals- FTAs) spanning more than four decades (i.e. 1981-82 to 2022-23), offers valuable insight for Destination Management Organisations (DMO) towards repeat visitation based on results from Markov Chain Analysis. The analysis reveals that the number of tourists from the USA, Australia, and Canada has consistently grown at a faster rate than in other countries. However, decade-wise results from the Markov Chain Analysis identified that visitors from the UK, USA, and Bangladesh emerged as the most loyal sources of tourists visiting India across each decade. Despite this loyalty, projections for FTAs indicate a declining trend from the UK, USA, France, and Canada for the selected period. The research findings emphasize the need for the government to develop competitive tourism marketing strategies for attracting tourists from developed countries.
  • Growth and Instability Analysis of Indian Tea: An Application of Hazell’s Decomposition Model
    Indian Journal of Economics and Development, 2022
    Indian tea is undergoing through a very difficult phase with the parameters studied like growth in the area, production and productivity, which showed marginal growth rate during the study period (1980-81to 2020-21) and a further additional factor of higher instability were observed with respect to yield levels of tea as compared to area and production. The results also revealed that the growth in the export quantity of tea was also very meagre as compared to the export value. Hazell's decomposition model examined the components of change in the production and sources of change in the variance of average production of tea. It was found that the major component that contributed to change in average production was the mean area, along with the major source of change in variance of production was area variance. The results implied that the development of location-specific varieties and suitable scientific crop production technologies are necessary to maintain the product's stability and improve the export share in the international market.

RECENT SCHOLAR PUBLICATIONS

  • Financial knowledge and access to financial services of farmers in India: the mediating role of financial confidence
    V Jaswal, V Naik
    International Journal of Sociology and Social Policy 46 (3-4), 473-493 , 2026
    2026
    Citations: 1
  • Evaluation of Minimum Support Price on Paddy Cultivation in the Indian State of Punjab: A Comprehensive Study
    K Dev, V Naik
    Available at SSRN 5462137 , 2025
    2025
  • Economic and Technological Impacts of UAS-Bengaluru Crop Varieties on Karnataka Agriculture, India
    NKRVN Sagara
    Asian Journal of Research and Review in Agriculture 18 (3), 230-238 , 2025
    2025
  • Modelling Travel Patterns and Predicting Spatial Temporal Movement of Inbound Tourists to India-A Markov Chain Approach.
    V Naik, A Bhatia, K Singh, A Sharma
    International Journal of Hospitality & Tourism Systems 18 (3) , 2025
    2025
  • Financial Resilience in the BRICS Countries: Empirical Evidence from the Global Findex Survey 2021
    VV Naik
    International Journal of Advances in Management and Economics 14 (2), 21-31 , 2025
    2025
  • Assessing Financial Literacy Levels and Determinants among Farmers in Punjab, India
    V Naik
    Asian Journal of Agricultural Extension, Economics & Sociology 43 (5), 50-63 , 2025
    2025
    Citations: 2
  • Effective exchange rate volatility and its effect on tourism demand in India: A cointegration analysis
    A Bhatia, K Singh, V Naik
    Anais Brasileiros de Estudos Turísticos: ABET 14 (1), 3 , 2024
    2024
    Citations: 3
  • Comparative advantage and direction of trade in export of marine products from India
    KRNANDKS VINOD NAIK
    JOURNAL OF FARM SCIENCES 36 (2), 183-188 , 2023
    2023
    Citations: 1
  • Value Chain Analysis of Turmeric in Southern Karnataka
    V Naik
    THE MYSORE JOURNAL OF AGRICULTURAL SCIENCES 56 (01), 407-416 , 2022
    2022
    Citations: 1
  • Growth and Instability Analysis of Indian Tea: An Application of Hazell's Decomposition Model
    KRNNK Vinod Naik, Arun Bhatia
    Indian Journal of Economics and Development 18 (01), 175-180 , 2022
    2022
    Citations: 1
  • Impact of COVID-19 pandemic on coffee production and exports in India
    VNRRG K. R. NETHRAYINI
    THE JOURNAL OF RESEARCH ANGRAU 48 (4), 80-84 , 2020
    2020
    Citations: 2
  • Economic Viability and Financial Feasibility of Grapes vis-à-vis Raisin in Northern Karnataka, India
    V Naik, KR Nethrayini, GS Mahadeviah
    Research Journal of Agricultural Sciences 11 (06), 1259-1265 , 2020
    2020
  • The adequacy and impact of the minimum support price (MSP): a case of cotton in Karnataka
    J Olekar, PB Gamanagatti, B Gururaj, V Naik, GM Gaddi
    Agricultural Economics Research Review 32 (conf), 238-238 , 2019
    2019
  • Impact assessment of National Food Security Mission (NFSM) on pulses production in Karnataka, India-An economic analysis
    VR Naik, KR Nethrayini
    Asian Journal of Agricultural Extension, Economics & Sociology 33 (1), 1-12 , 2019
    2019
    Citations: 4
  • Resource–use efficiency and technical efficiency of turmeric production in northern Karnataka
    VNANDSB HOSAMANI
    Agriculture Update 12 (2), 175-182 , 2017
    2017
    Citations: 6
  • Changing direction and magnitude of India’s coffee exports in the post-liberalization era
    NKRN Vinod R
    Agricultural Situation in India 74 (2), 12-20 , 2017
    2017
    Citations: 18
  • Value Chain Analysis of Turmeric in Northern Karnataka, India
    VNSB Hosamani
    Asian Journal of Agricultural Extension, Economics & Sociology 16 (1), 1-8 , 2017
    2017
    Citations: 4
  • Socio-economic analysis of organic and non-organic vegetable growers in Belgaum district of Karnataka
    V Naik, LB Kunnal, KR Nethrayini
    2016
    Citations: 2
  • Growth and instability analysis of turmeric in India.
    N Vinod, SB Hosamani
    Journal of Farm Sciences 29 (3), 377-380 , 2016
    2016
    Citations: 15
  • Economic viability of organic farming: An empirical experience of vegetable cultivation in Karnataka
    VR Naik, L Kunnal, KR Nethrayini
    2015 Conference, August 9-14, 2015, Milan, Italy , 2015
    2015
    Citations: 3

MOST CITED SCHOLAR PUBLICATIONS

  • Organic and inorganic cultivation of chilli and its marketing-an economic analysis
    VR Naik, LB Kunnal, SS Patil, SS Guledgudda
    Karnataka Journal of Agricultural Sciences 25 (2) , 2012
    2012
    Citations: 28
  • Changing direction and magnitude of India's major fruit export to Middle East countries.
    RA Yeledhalli, PH Patil, CP Chidanand Patil, VR Naik
    2012
    Citations: 21
  • Changing direction and magnitude of India’s coffee exports in the post-liberalization era
    NKRN Vinod R
    Agricultural Situation in India 74 (2), 12-20 , 2017
    2017
    Citations: 18
  • Growth and instability analysis of turmeric in India.
    N Vinod, SB Hosamani
    Journal of Farm Sciences 29 (3), 377-380 , 2016
    2016
    Citations: 15
  • Comparative economics of vegetable production under organic and inorganic farming in Belgaum district
    VR Naik
    Unpublished M. Sc. Thesis. University of Agricultural Science. Dharwad, India , 2010
    2010
    Citations: 15
  • Growth and export dimensions of Indian turmeric
    VRNH S. B
    International Research Journal of Agricultural Economics and Statistics 4 (1 … , 2013
    2013
    Citations: 14
  • Export performance of rice in India
    KR Nethrayini, VR Naik, HB Mallikarjun, S Siddayya
    Res. J. Agric. Sci 3 (2), 513-516 , 2012
    2012
    Citations: 10
  • Resource–use efficiency and technical efficiency of turmeric production in northern Karnataka
    VNANDSB HOSAMANI
    Agriculture Update 12 (2), 175-182 , 2017
    2017
    Citations: 6
  • Production, marketing and export performance of turmeric in Karnataka–An economic analysis
    V Naik
    Unpublished thesis , 2013
    2013
    Citations: 6
  • Comparative economics of organic and inorganic cultivation of tomatoes in Karnataka
    LBKMTD V. R. Naik.
    Green Farming 1 (5), 491-494 , 2010
    2010
    Citations: 5
  • Impact assessment of National Food Security Mission (NFSM) on pulses production in Karnataka, India-An economic analysis
    VR Naik, KR Nethrayini
    Asian Journal of Agricultural Extension, Economics & Sociology 33 (1), 1-12 , 2019
    2019
    Citations: 4
  • Value Chain Analysis of Turmeric in Northern Karnataka, India
    VNSB Hosamani
    Asian Journal of Agricultural Extension, Economics & Sociology 16 (1), 1-8 , 2017
    2017
    Citations: 4
  • Effective exchange rate volatility and its effect on tourism demand in India: A cointegration analysis
    A Bhatia, K Singh, V Naik
    Anais Brasileiros de Estudos Turísticos: ABET 14 (1), 3 , 2024
    2024
    Citations: 3
  • Economic viability of organic farming: An empirical experience of vegetable cultivation in Karnataka
    VR Naik, L Kunnal, KR Nethrayini
    2015 Conference, August 9-14, 2015, Milan, Italy , 2015
    2015
    Citations: 3
  • Assessing Financial Literacy Levels and Determinants among Farmers in Punjab, India
    V Naik
    Asian Journal of Agricultural Extension, Economics & Sociology 43 (5), 50-63 , 2025
    2025
    Citations: 2
  • Impact of COVID-19 pandemic on coffee production and exports in India
    VNRRG K. R. NETHRAYINI
    THE JOURNAL OF RESEARCH ANGRAU 48 (4), 80-84 , 2020
    2020
    Citations: 2
  • Socio-economic analysis of organic and non-organic vegetable growers in Belgaum district of Karnataka
    V Naik, LB Kunnal, KR Nethrayini
    2016
    Citations: 2
  • Decomposition analysis of income difference between organic and inorganic chilli cultivation
    LBKKRN V. R. Naik.
    Green Farming 2 (2), 145-148 , 2011
    2011
    Citations: 2
  • Financial knowledge and access to financial services of farmers in India: the mediating role of financial confidence
    V Jaswal, V Naik
    International Journal of Sociology and Social Policy 46 (3-4), 473-493 , 2026
    2026
    Citations: 1
  • Comparative advantage and direction of trade in export of marine products from India
    KRNANDKS VINOD NAIK
    JOURNAL OF FARM SCIENCES 36 (2), 183-188 , 2023
    2023
    Citations: 1