COMPANY LAW; LAW AND TECHNOLOGY; PRIVATE LAW; BANKING LAW; ANTI TRUST LAW
17
Scopus Publications
563
Scholar Citations
12
Scholar h-index
14
Scholar i10-index
Scopus Publications
Legal Paradigm Shifting Rural Credit Bank of Indonesia (BPR) to Enhance Indonesia Banking in the Global Market: A Normative Legal Study Ayup Suran Ningsih, Rini Fidiyani, Adil Putra Haryakusuma, Norhaini Binti Nion, Harumsari Puspa Wardhani Journal of Law and Legal Reform, 2026 The development of regulations resulting from the Financial Sector Development and Strengthening Act (P2SK Act) has changed the acronym of the People’s Credit Bank to the People’s Economic Bank, which, of course, changes the needs of today’s society. This research also aims to analyze the extent to which the government adapts to technological and informatics developments through progressive regulatory updates as evidenced by the emergence of new financial regulations, namely the P2SK Law. The research method used in this study is a comparative approach that analyzes the comparison of credit lending institutions before and after the P2SK Law. The analysis applied in this research is the Qualitative Method of Comparative Analysis Model, which compares two objects under study based on the author’s framework of thought. This normative-empirical legal research is studied based on regulations and examined based on social empirical facts in the field. The data processed comes from literature studies of previous studies collected and analyzed by the author. The results of this study interpret that the monetary and real sectors are integrated with regulations created by the government, which are mutually compatible. Regulatory updates must also follow the rapid development of the times in the economic sector, which is the main factor supporting the prosperity of a country. The substance of the new regulations of the P2SK Law is also adjusted to the needs of the community through the functions and principles of the People’s Economic Bank itself.
RE-EVALUATION OF CREDITOR PROTECTION IN MORTGAGE ENFORCEMENT: THE LEGAL PERSPECTIVES OF THE AUCTION ENFORCEMENT OF MORTGAGE OBJECTS UNDER THE INDONESIAN LAW Ayup Suran Ningsih, Norhaini Binti Nion, Paramita Prananingtyas, Harumsari Puspa Wardhani Masalah Masalah Hukum, 2025 This paper discusses the usage and application of mortgage rights in Indonesia, especially Law No. 4 of 1996, which is intended to offer legal protection to the creditors and debtors in credit agreements. The collateralized debt agreements are frequently used in business financing, and land is usually the security since it is not prone to fluctuations. With the introduction of the Mortgage Rights Act, a more established framework of such agreements has been made, and legal certainty of creditors has been increased through giving them the power to make claims against collateral in the event of default of the debtor. Nevertheless, the application of mortgage rights, especially in the implementation process, is not without problems, though it has its benefits. Creditors can also challenge laws: a third party can claim them, or a debtor can challenge their efforts, and legal challenges by creditors are not always straightforward to execute due to procedural hold-ups. The law offers preventative legal security in the form of clear agreements and valid collateral instruments. Yet, it is full of repressive provisions, given that creditors are also granted legal action in the event of default. The paper puts a lot of emphasis on the need to balance the interests of the creditors and the interests of the debtors and emphasizes the necessity of having a lean and efficient process. Although the decision of the creditors to buy the mortgage rights presents substantial benefits, the mechanism of overcoming the process of the auction and the ability to guarantee the best outcomes to all participants can be improved. In general, the paper highlights the necessity to develop such legal frameworks further in order to make the goals of the Mortgage Rights Act to the fullest extent, to provide a more stable and reliable financial environment.
Beyond Legal Frameworks: Uncovering the Hidden Impact of Gender Violence in Indonesia’s 2024 Political Recruitment Puji Lestari, Aprila Niravita, Erisandi Arditama, Ayup Suran Ningsih, Moh. Aris Munandar, Zuraini Binti Jamil @ Osman Jurnal Suara Hukum, 2025 The violent dynamics of gender, power, and politics synergistically undermine the political recruitment participation of women in Indonesia. Victims are often unaware of the oppressive power structures disguised as social norms, which continue to marginalize women's roles in politics. This research aims to identify the types of discrimination faced by women during the recruitment process for the 2024 legislative elections and to analyze the effectiveness of existing legal regulations in eliminating these obstacles. The study employs a normative doctrinal research approach by analyzing legislation, policies, and recruitment documents related to gender-based political representation. The analysis is further supported by theoretical frameworks concerning symbolic violence and gendered power relations. The study finds that systematic discrimination is perpetrated through “invisible” power structures that maintain a gap between formal legal protections and actual societal practices. Although the law provides a constitutional quota of 30% for women’s representation, symbolic and structural violence continues to suppress meaningful political participation. Legal frameworks tend to emphasize procedural equality, thereby failing to eliminate entrenched discriminatory practices. The study advocates for regulatory reforms that go beyond formal equality to ensure substantive and meaningful political inclusion of women in Indonesia.Keywords: Gender discrimination; Political recruitment; Symbolic violence.
CREDITOR OF FIDUCIARY FACING BANKRUPTCY, WHAT SHOULD THEY DO? Ayup Suran Ningsih Diponegoro Law Review, 2025 This study investigates the legal framework surrounding fiduciary guarantees in Indonesia, elucidates the position of secured creditors when debtors face bankruptcy, and scrutinizes the procedural regulations for enforcing fiduciary liens in the aftermath of bankruptcy proceedings. The research utilizes a normative legal methodology and an analytical-descriptive approach, referencing foundational doctrines in the Civil Code and the provisions of Law No. 37 of 2004 regarding the Suspension of Debt Payment Obligations and Bankruptcy. Data were gathered from primary legal texts, particularly Law No. 42 of 1999 on Fiduciary Guarantees. They were further supported by secondary literature in legal scholarship and relevant non-legal sources that provide insights into practical enforcement trends. The examination starts by delineating the legal framework of fiduciary security: identifying qualifying collateral (including movable and specific immovable assets), specifying registration and perfection criteria, and differentiating fiduciary liens from traditional pledges and mortgages. The focus then shifts to the point of insolvency, examining the classification of fiduciary creditors within the bankruptcy hierarchy—distinguished as preferred or concurrent claimants—and the rights they maintain to identify and reclaim collateral beyond the general estate. The study delineates the procedural steps required by Law No. 37/2004 for post-bankruptcy enforcement, encompassing notice provisions, valuation, auction sale, and distribution of proceeds. The findings indicate that Indonesian law establishes a structured framework for fiduciary guarantees; however, there are notable tensions between the insolvency moratorium and the secured creditor’s entitlement to timely enforcement. Furthermore, instances of priority conflicts can emerge in practice, highlighting the necessity for more explicit guidelines regarding the ranking of creditor claims. This study integrates doctrinal theory, statutory text, and procedural detail to provide a thorough reference for practitioners and policymakers. It proposes specific reforms to enhance predictability and boost creditor confidence in Indonesia’s secured lending framework.
Optimizing Digital Technology and Institutional Reform to Elevate the International Reputation of Universities in Indonesia and Malaysia Irawaty Irawaty, Dani Muhtada, Dina Silvia Puteri, Roziya Abu, Ayup Suran Ningsih Journal of Law and Legal Reform, 2025 Indonesian universities are increasingly expected to enhance their international reputation, particularly in comparison to Malaysian institutions, which have achieved higher global rankings. Key indicators of international recognition include publications, citations, and research. This study aims to compare the use of digital media by universities in Indonesia and Malaysia in supporting these indicators. The research will address three main questions: the role of government regulations and facilities in both countries in shaping university reputation, how universities utilize their official websites or portals, and the similarities and differences in digital strategies. A qualitative comparative approach will be applied, using primary data from regulations and university portals, along with secondary sources such as interviews, literature, and media. Relevant regulations include Indonesia’s Higher Education Law and Malaysia’s Education Act 1996. This study focuses on the digital presence of Universitas Negeri Semarang (Indonesia) and Universiti Teknologi MARA (UiTM) Malaysia. While both institutions utilize digital platforms, UiTM has shown more advancements in e-learning and digitizing administrative processes. In contrast, Universitas Negeri Semarang continues to improve its digital content to enhance accessibility and interactivity. By analyzing these approaches, this study seeks to highlight best practices and areas for improvement, ultimately contributing to the broader effort of strengthening Indonesian universities’ global standing.
MORTGAGE RIGHTS FOR THE SHARIA BANKING MURĀBAḤAH CONTRACT: Its Position and Application Ayup Suran Ningsih, Rini Fidiyani, Harumsari Puspa Wardhani Justicia Islamica, 2024 This research aims to explain the practice of mortgage rights in Islamic banking, the legal position of mortgage rights as a form of collateral in Islamic banking financing, the application/implementation of mortgage rights in Islamic banking financing, and explore whether mortgage rights as a form of collateral in Islamic banking financing have an equal position with credit in conventional banking. This research uses a sociolegal approach with secondary data sources, namely a review of primary legal texts, secondary legal literature, and non-legal sources. This research concludes that: 1) Mortgage Rights' validity in Islamic banking financing can be observed through the institution of Mortgage Rights regulated in Law Number 4 of 1996 concerning Mortgage Rights on Land and Related Objects. 2) In Islamic banking practice, there is a strong emphasis on the existence of collateral in the assessment of providing financing to customers. 3) Mortgage rights as collateral have a different position between conventional and Islamic banks. This research contributes to understanding the legal position and application of mortgage rights as collateral in murÄbaḥah contracts in Islamic banking. It compares it with the credit system in conventional banking. The research results are expected to provide policy references in the banking sector regarding more effective implementation of mortgage rights in murÄbaḥah contracts.
Protection Bilateral Investment Treaty as Treaty of International Discussion Resolution Supporting Indonesia Reform Ayup Suran Ningsih, Aprila Niravita, Ali Masyhar, Suhadi Suhadi, Muhammad Sayuti Bin Hassan, Dewi Sulistianingsih, Muchammad Shidqon Prabowo, Asmarani Ramli, Bayangsari Wedhatami, Ferra Tiara Maharani, Harumsari Puspa Wardhani Substantive Justice International Journal of Law, 2024 The implementation of the Bilateral Investment Treaty in Indonesia with foreign investors must still pay attention to the existence of Indonesian state sovereignty. State sovereignty must be maintained by the host state to maintain the existence of the country in the international world. BIT has the main function as an international legal instrument that is useful in foreign investment activities with reciprocal relations in obtaining benefits between the guarantee of legal protection of the home state of foreign investors and the economic growth of the host state. BIT signatories are theoretically balanced and reciprocal, but they are often detrimental to host states, most of which come from developing countries. This research aims to find out the extent of Indonesia's implementation of BIT and still protect the existence of state sovereignty. The method used in this research uses normative and comparative juridical and this research has an analytical descriptive nature. Normative legal research is obtained by studying the Churchill Mining case approach and collecting data from articles, web, books, and websites and then comparing the implementation of BITs in Indonesia as a developing country and the United States as a developed country and comparing the implementation of BITs in fellow developing countries between Indonesia and Brazil. The first victory achieved by Indonesia against Churchill Mining in the resolution of the international investment dispute at the ICSID forum proved the BIT reform in Indonesia that continues to develop. This study showed that: first, The Bilateral Investment Agreement provides legal protection guarantees for foreign investors and settlement of settlement disputes through ICSID, an international investment settlement arbitration agency between the two countries that signed the BIT so that the BIT is a protection guarantee for investors. Second, Indonesia's victory against Churchill Mining proves that it has reformed the BIT that applies to Indonesia in a balanced manner to provide legal protection (host state) and the existence of state sovereignty (home state).
Business Competition Supervisory Institution: A Comparison between Indonesia and Thailand Ayup Suran Ningsih Jurnal Hukum Novelty, 2022 Introduction to The Problem: Competition is necessary in the business world; business actors are no stranger to competition between business actors in their business activities. It is done solely for profit. Indonesia establishes the Business Competition Supervisory Commission (KPPU) as a form of the state's presence in protecting business actors who have been honest in carrying out their business activities. Purpose/Objective Study: This research aims to conduct comparative research related to the duties and powers of the business competition supervisory institution in Indonesia and Thailand to provide recommendations on issues related to strengthening the role of KPPU in Indonesia. Design/Methodology/Approach: This type of research is empirical legal research. The study employed the primary data through interview with KPPU and data from a literature review and analyzed it through the statue approach. Findings: Based on studying Thai Competition Act and The Thai Fair-Trade Commission (TFTC), the authors conclude that Indonesia Anti-Monopoly Act and Komisi Pengawas Persaingan Usaha (KPPU) are more simply and comprehensive in regulating business competition. Thailand has more than one institution who handle the business competition, it is impressed more complicated and not integrated.
A Legal Study on Business Competition in the Field of Financial Sector Technological Innovation and its Challenges A Ramli, AS Ningsih, HP Wardhani Arena Hukum 19 (1), 1-14 , 2026 2026
Monopolistic Conduct in Electronic Commerce: A Competition Law Analysis of TikTok AS Ningsih, HP Wardhani Jurnal Penelitian Hukum De Jure 26 (1), 077-092 , 2026 2026
Legal Paradigm Shifting Rural Credit Bank of Indonesia (BPR) to Enhance Indonesia Banking in the Global Market: A Normative Legal Study AS Ningsih, R Fidiyani, AP Haryakusuma, NB Nion, HP Wardhani Journal of Law and Legal Reform 7 (1), 457-488 , 2026 2026
Efforts to Improve Education to Protect Children from Sexual Violence R Fidiyani, U Kamal, AS Ningsih, KA Prasetyo, LE Lestari Jurnal Abdimas 29 (2), 319-324 , 2025 2025
RE-EVALUATION OF CREDITOR PROTECTION IN MORTGAGE ENFORCEMENT: THE LEGAL PERSPECTIVES OF THE AUCTION ENFORCEMENT OF MORTGAGE OBJECTS UNDER THE INDONESIAN LAW AS Ningsih, NB Nion, P Prananingtyas, HP Wardhani Masalah-Masalah Hukum 54 (3), 446-461 , 2025 2025
Beyond Legal Frameworks: Uncovering the Hidden Impact of Gender Violence in Indonesia’s 2024 Political Recruitment P Lestari, A Niravita, E Arditama, AS Ningsih, MA Munandar, Z binti Jamil Jurnal Suara Hukum 7 (2) , 2025 2025 Citations: 9
The Role of the Financial Services Authority (OJK) in Regulating and Supervising the Health Level of Banks: Peran Otoritas Jasa Keuangan (OJK) Dalam Mengatur dan Mengawasi … AS Ningsih, RC Prasaja, FT Maharani, HP Wardhani The Prosecutor Law Review 3 (2) , 2025 2025
Jurisdiction in Financial Crime: A Legal Analysis of the Investigative Authority of Indonesia’s Financial Services Authority in Money Laundering Cases AS Ningsih, P Prananingtyas, AM Salwa, FT Maharani, HP Wardhani Jambura Law Review 7 (2), 468-492 , 2025 2025 Citations: 2
Sharia Law and Minority Civil Rights: The Access of Non-Muslims to Bureaucracy and Public Services in the Aceh Province D Muhtada, I Irawaty, AS Ningsih, R Alkhair Contemporary Issues on Interfaith Law and Society 4 (1), 87-110 , 2025 2025
CREDITOR OF FIDUCIARY FACING BANKRUPTCY, WHAT SHOULD THEY DO? AS Ningsih Diponegoro Law Review 10 (1), 29-41 , 2025 2025 Citations: 3
Optimizing Digital Technology and Institutional Reform to Elevate the International Reputation of Universities in Indonesia and Malaysia I Irawaty, D Muhtada, DS Puteri, R Abu, AS Ningsih Journal of Law and Legal Reform 6 (2), 841-868 , 2025 2025
Reconstruction of Environmentally Conscious Mining Regulations in Indonesia: Perspectives from Islamic Legal Philosophy B Wedhatami, AS Ningsih NOVUM: JURNAL HUKUM 12 (01) , 2025 2025
Realizing the Importance of Rupiah Digital to Achieve Economic Growth in Sustainable Development Goals AS Ningsih, A Niravita, N Fibrianti, R Fidiyani, B Wedhatami, R Damayanti, ... International Joint Conference on Arts and Humanities 2024 (IJCAH 2024 … , 2025 2025 Citations: 2
Peningkatan Pemahaman Legalitas Usaha Bagi Pelaku Usaha Kecil Menengah Pada Masyarakat Desa Mergosari Kabupaten Wonosobo AS Ningsih, R Fidiyani, R Rasdi, A Ramli, D Muhtada, HL Hanum, ... Jurnal Pengabdian kepada Masyarakat Nusantara 6 (1), 867-875 , 2025 2025 Citations: 7
Penguatan Disiplin positif melalui Pelatihan Guru dalam Implementasi Pembelajaran Kurikulum Merdeka di Sekolah Dasar Negeri Tunggul 2, Kabupaten Sragen R Rasdi, AS Ningsih, R Fidiyani, HL Hanum, MN Khomariyah, FEA Putri, ... AJAD: Jurnal Pengabdian kepada Masyarakat 4 (3), 555-561 , 2024 2024 Citations: 2
Peningkatan Pemahaman Pelaku Usaha Mikro Kecil Mengenai Penghapusan Jaminan Fidusia Secara Online S Suhadi, I Irawaty, D Ristanti, AS Ningsih, HP Wardhani, TA Alia, ... LOSARI: Jurnal Pengabdian Kepada Masyarakat 6 (2), 140-147 , 2024 2024
Peningkataan Kapasitas dan Daya Saing UMKM Kopi Di Kabupaten Temanggung Melalui Legalitas Usaha A Niravita, W Waspiah, D Latifiani, YD Novita, MAH Fikri, AS Ningsih, ... Jurnal Pengabdian Kepada Masyarakat Nusantara 5 (4), 4653-4664 , 2024 2024 Citations: 18
Mortgage Rights for The Sharia Banking Murabahah Akad its Position and Application AS Ningsih, R Fidiyani, HP Wardhani Justicia Islamica 21 (2), 423-446 , 2024 2024 Citations: 4
Acts Against Law in the Law of Union: Elements of Acts and Implications for Liability for Damages: Perbuatan Melawan Hukum dalam Hukum Perikatan: Unsur-unsur Perbuatan dan … HP Wardhani, AS Ningsih The Prosecutor Law Review 2 (1) , 2024 2024 Citations: 11
Peran Mahasiswa UNNES Menjadi Smart & Good Citizen dalam Menghadapi Revolusi Industri 5.0 FEA Putri, B Wedhatami, AS Ningsih, SWN Anggaretno, S Sijbat, ... Jurnal Pengabdian kepada Masyarakat Nusantara 5 (1), 1147-1152 , 2024 2024
MOST CITED SCHOLAR PUBLICATIONS
Penegakan hukum hak cipta terhadap pembajakan film secara daring AS Ningsih, BH Maharani Jurnal Meta-Yuridis 2 (1) , 2019 2019 Citations: 116
Implikasi Undang-Undang Nomor 5 Tahun 1999 tentang Larangan Praktek Monopoli dan Persaingan Usaha Tidak Sehat pada Pelaku Usaha Mikro Kecil dan Menengah (UMKM) AS Ningsih Jurnal Penelitian Hukum De Jure 19 (2), 207-215 , 2019 2019 Citations: 70
Breach of contract: an Indonesian experience in credit akad of sharia banking AS Ningsih, HS Disemadi Ijtihad: Jurnal Wacana Hukum Islam dan Kemanusiaan 19 (1), 89-102 , 2019 2019 Citations: 33
Kajian Yuridis Efektifitas Penyelesaian Kredit Macet Melalui Lelang Hak Tanggungan AS Ningsih Arena Hukum 14 (3), 546-566 , 2021 2021 Citations: 31
Perbuatan melawan hukum dalam hukum perikatan: Unsur-unsur perbuatan dan implikasi kewajiban ganti rugi HP Wardhani, AS Ningsih The Prosecutor Law Review 2 (1), 30-47 , 2024 2024 Citations: 30
Indikasi Geografis atas Carica Dieng Sebagai Strategi Penguatan Ekonomi Daerah AS Ningsih, W Waspiah, S Salsabilla Jurnal Suara Hukum 1 (1), 105-120 , 2019 2019 Citations: 29
The Importance of Applying the Membership Value Toward Savings and Loans Cooperatives in Indonesia AS Ningsih, DD Suprapti, N Fibrianti Sriwijaya Law Review 3 (2), 225-234 , 2019 2019 Citations: 26
Advocate as law enforcer in the implementation of e-court D Latifiani, A Widyawati, N Fibrianti, AS Ningsih International Journal of Innovation, Creativity and Change 11 (4) , 2020 2020 Citations: 22
Peningkataan Kapasitas dan Daya Saing UMKM Kopi Di Kabupaten Temanggung Melalui Legalitas Usaha A Niravita, W Waspiah, D Latifiani, YD Novita, MAH Fikri, AS Ningsih, ... Jurnal Pengabdian Kepada Masyarakat Nusantara 5 (4), 4653-4664 , 2024 2024 Citations: 18
Program Sekolah Penggerak dan Peran Guru Penggerak Berdasarkan Kurikulum Merdeka Bagi Guru Yayasan Asshodiqiyah Kota Semarang:- I Irawaty, AS Ningsih, MS Prabowo, N Setyasto, NW Wardani, ... LOSARI: Jurnal Pengabdian Kepada Masyarakat 5 (1), 11-15 , 2023 2023 Citations: 14
Alternative Dispute Resolution as Soft Approach for Business Dispute in Indonesia AS Ningsih 2nd International Conference on Indonesian Legal Studies (ICILS 2019) 363 (1 … , 2019 2019 Citations: 14
Legal Review of Financial Technology Peer To Peer Lending Based on Indonesian Collateral Law Perspective AS Ningsih Substantive Justice International Journal of Law 3 (2), 109 , 2020 2020 Citations: 13
Acts Against Law in the Law of Union: Elements of Acts and Implications for Liability for Damages: Perbuatan Melawan Hukum dalam Hukum Perikatan: Unsur-unsur Perbuatan dan … HP Wardhani, AS Ningsih The Prosecutor Law Review 2 (1) , 2024 2024 Citations: 11
The Urgency of Revising the Finance Services Authority Regulation Number 77/POJK. 01/2016 As an Umbrella Law in Practicing Peer to Peer Lending Based on Financial Technology in … U Kamal, AS Ningsih Pandecta Research Law Journal 16 (1), 186-194 , 2021 2021 Citations: 10
Beyond Legal Frameworks: Uncovering the Hidden Impact of Gender Violence in Indonesia’s 2024 Political Recruitment P Lestari, A Niravita, E Arditama, AS Ningsih, MA Munandar, Z binti Jamil Jurnal Suara Hukum 7 (2) , 2025 2025 Citations: 9
Halal Certification Systems: A Comparison Between Indonesia and Turkey N Fibrianti, A Niravita, SAP Rahayu, R Damayanti, AS Ningsih Pandecta Research Law Journal 18 (2), 424-456 , 2023 2023 Citations: 9
Efforts To Protect Consumer’s Spiritual Rights In Organizing Islamic Microfinance Institutions In Indonesia HS Disemadi, AS Ningsih Diponegoro Law Review 5 (2), 172-187 , 2020 2020 Citations: 8
Peningkatan Pemahaman Legalitas Usaha Bagi Pelaku Usaha Kecil Menengah Pada Masyarakat Desa Mergosari Kabupaten Wonosobo AS Ningsih, R Fidiyani, R Rasdi, A Ramli, D Muhtada, HL Hanum, ... Jurnal Pengabdian kepada Masyarakat Nusantara 6 (1), 867-875 , 2025 2025 Citations: 7
Upaya Peningkatan Pengetahuan Investasi Pada Platform Media Investasi Digital Bagi Santri Pondok Pesantren Asshodiqiyah Kota Semarang AS Ningsih, MS Prabowo, I Irawaty, R Fidiyani, U Kamal Abdi Wiralodra: Jurnal Pengabdian Kepada Masyarakat 5 (2), 220-232 , 2023 2023 Citations: 7
RULES REGARDING MANDATORY EQUITY SECURITIES LISTING: IS IT POSSIBLE FOR A PUBLIC COMPANY WITHOUT LISTING ON THE INDONESIAN STOCK EXCHANGE? AS Ningsih Jurnal Penelitian Hukum De Jure 22 (3), 285-294 , 2022 2022 Citations: 7
